Frequently
Asked
Questions
1) Can I
afford
the
monthly
payments?
BYSTRY
INC. is
committed
to
making
home
ownership
affordable
and
sensible.
We build
homes
that
should
allow
most
people
to own
for less
than
they
would
pay to
rent a
comparable
home.
Although
interest
rates
are
constantly
changing,
our
experience
over the
last
year has
been
that a
buyer
with a
moderate
to good
credit
rating
can
qualify
to
finance
a Triton
Home
purchased
for
$114,400
with $0
down-payment
for
about
$723.00*
a month.
Surprising,
isn’t
it? Even
better,
the $723
includes
principal
and
interest.
To find
out how
much
your
monthly
payment
would be
to own
meet
with an
loan
originator
to get
Free
Pre-Approval
for a
mortgage.
Pre-Approval
won’t
obligate
you to
purchase
anything
but it
will
give you
accurate
finance
information
so you
can make
better
decisions
about
buying.
2) Can I
qualify
for
financing?
Although
some
people
are
fortunate
enough
to be
able to
buy
their
home
outright,
most
will
have to
secure a
mortgage
in order
to
purchase
a home.
Mortgage
lenders
have
numerous
criteria
for
qualifying
an
individual
for
financing
and
determining
the rate
at which
they
will
approve
a loan.
Much
like
getting
a loan
for a
car, it
is
necessary
for a
person
to
complete
a formal
application
for
pre-approved
financing
in order
to
determine
exactly
what
their
monthly
payment
will be
and
their
ability
to
afford
owning a
BYSTRY
Home. In
general
though,
we have
had the
most
success
qualifying
individuals
with a
household
income
of at
least
$27,000
per
year.
3) How
much
money
will I
need to
put
down?
10%+ on
custom
construction.
0%+ on
already
built
homes.
4) Is
the
buying
process
difficult
to
understand?
We make
financing
your
BYSTRY
Home
easy!
Starting
in the
low
$100’s
you
won’t
find
better
value
for your
money.
We offer
a
variety
of
financing
packages
including
options
for
first-time
homebuyers.
Working
with our
mortgage
partners,
BYSTRY
INC. can
help you
determine
which
financing
option
is best
for you.
6) What
amenities
are
included
with my
BYSTRY
Home?
Most
Triton
Homes
include
the
following:
Stainless
Steel
Appliances|
Custom
Cabinets|
Laundry
Area |
Brushed
Nickel
Fixtures
| Wood
Flooring
| Vinyl
Windows
|
Vaulted
Ceilings
|
Display
Niches |
Cocoon
or
Spider
Insulation
|
Maintenance-Free
Exterior
| 40+
Gallon
Water
Heater |
Central
Air |
Electric
Furnace
| 4
Phone
Jacks
(minimum)
| 3
Cable
Outlets
(minimum)
| Garage
Door
Opener
w/Remote
|Landscaping
7) What
appliances
are
included
with my
BYSTRY
Home?
BYSTRY
Homes
are
owner-ready
with a
complete
kitchen
appliance
package
stove/range,
above-stove
microwave/vent,
dishwasher,
refrigerator
and
in-sink
disposal.
Your
home
will
also
come
with a
remote
garage
door
opener
with two
remotes.
8) What
kind of
Warranty
will my
BYSTRY
Home
have?
Every
new BYSTRY
Home
comes
with
1-Year
Builder's
Warranty.
9) Why
is
buying a
better
option
for me
than
renting?
There
are many
reasons
for
owning
your own
home but
we
believe
the most
important
is the
opportunity
for you
to build
equity
through
ownership.
Your
monthly
payments
go
towards
ownership
of your
home
rather
than
into
your
landlord’s
pocket.
In
addition,
it can
be less
expensive
than
rent and
the
interest
on your
mortgage
payments
are
tax-deductible.
Don’t
forget
the
other
advantages
of home
ownership,
which
include
the
opportunity
to keep
a pet
and to
decorate
any way
you
like.